Life Hack: Creating a home inventory for insuranceOne important thing all homeowners (and tenants with renter’s insurance) should do and make a point of updating each year is to inventory the personal items in your home for insurance purposes. Keeping a record of the important items in your home for insurance purposes helps to expedite the claim process should the day ever come that you need to rely on your homeowners insurance for a claim of any sort. Here are a few easy ways to knock this off your weekend “to-do”  item list:

  • Video each room of your house—narrate the contents as you pan the room; close up on smaller items and read aloud model numbers and brand names if you can see them
  • Photograph furniture, jewelry, computers, laptops, tablets, cell phones, car keys etc.
  • Use an APP— has an excellent online home inventory service to catalog and record your personal items for insurance purposes. This free service connects to a smartphone app which allows you to quickly access and share your information for your insurance agent. Visit for this free service.
  • Use Google Docs—if you don’t want to learn and manage a new app, Google Docs is a great way to create lists, spreadsheets, photo files, etc. You can control privacy settings and access from anywhere via your Google account on the web.
  • Keep a receipt box—Label a small box by year for important receipts. This not only helps with your home inventory list, it also comes in handy for tracking write offs during tax season.

In all cases, if you have receipts, take photos of them to keep in your permanent digital file. If you don’t have receipts, try to document in writing an estimated market value of each item so you can add that information to your digital file. Be sure to save a copy of your inventory to your computer then BURN A COPY OF THE FILE to a jump drive and keep a copy at work or mail a copy to a trusted family member to keep a copy in a safe place.  Some insurance companies also offer free services online that link right to your account, making it even easier to communicate when you need to quickly relay information to your insurance company.

Set up an annual reminder in your personal calendar.  If you set a reminder each year, you won’t even have to think about the last time you updated your list. Creating an annual habit of updating your home inventory list for insurance claims will only make the process shorter and easier from year to year. If you need a referral for a great local insurance agent, please contact the office; we’ll be happy to introduce you to some of the best in the business!

Mira Costa High School was established in 1950 and serves both Manhattan Beach and Hermosa Beach students. (Hermosa Beach students have the option of attending Mira Costa High School or nearby rival, Redondo Union High School). The school services grades 9 through 12 and has an average enrollment of 2,500 students, with a teaching and administrative staff of about 110. The school is located in East Manhattan Beach; this is the real estate area East of Sepulveda Boulevard known as MLS area 147, “Manhattan Beach Mira Costa”. Homes here are very popular with growing families as they typically sit on 6,000-7,500 sf lots or larger, and offer a common floor plan adopted by various builders through the years that features 4 to 5 bedrooms at an average of 2,800 square feet or larger, and almost all homes have generous yard space—some even have pools. Homes in this area are about 1 mile from the beach, and are also very conveniently located to major commuter routes within the South Bay and beyond. Thanks to the ongoing efforts of the non-profit Manhattan Beach Education Foundation, which supports our local schools by raising much needed additional funding to preserve the standard of education in the District, the High School proudly offers one of the most comprehensive curriculum catalogs in the State of California. With over 20 AP programs, CIF championship level athletics programs, a STEM program that prepares students for careers in Science, Technology, Engineering and Math, as well as award winning music, drama and fine arts programs, Mira Costa offers a top-notch experience for all students in attendance. Over 95% of Mira Costa High graduates enter institutions of higher learning, many with scholarships to the Top 10 Universities in the nation. Not only is the school ranked in the Top 1% in the State, its API score typically ranks in the 900 range and Forbes Magazine has named the Manhattan Beach School District as the sixth overall district in the nation. Among earned accolades, the school has been recently named one of three Grammy Signature Schools Gold Recipients for excellence in music education programs. The school boasts award winning Choral, Orchestral, and Drama programs, along with its championship level sports teams and its nationally recognized Model UN and Journalism programs. There are over 50 clubs and organizations on campus. Among some of the most successful athletics programs in the country, Mira Costa offers Football, Volleyball, Baseball, Softball, Basketball, Lacrosse, Water Polo, Swimming, Soccer, Cross Country and Track and Field teams. The Phys Ed department offers yoga courses, Surf PE, dance and weight training. The athletics department and physical education programs receive additional support of the MBX Foundation which funds hundreds of thousands of dollars in grant monies to important facility and equipment improvements and more. Integral to the school’s mission to maximize the unique potential of each student, the school’s advanced science programs offer labs in AP Bio, Chemistry, Earth and Space science, Environmental Science, Marine Science, Physics, and Physiology. Currently, there are 23 AP courses offered as well as expanded college prep classes in areas such as Film Noir, Women’s Literature, and Intro to Law. Computer Science and Robotics Programs are also part of Mira Costa’s expanded curriculum. The quality of education in our community provides a consistent demand for homes in the local market, which in turn helps to preserve home values and protect home equity. Mira Costa High School clearly offers an established and esteemed tradition of excellence to its Student Body which prepares them for a successful future, which is why real estate in Manhattan Beach is such an attractive draw for those moving into the area.   MORE INFORMATION & RESOURCESMira Costa PTSAMBX FoundationManhattan Beach Ed Foundation (MBEF)Manhattan Beach Unified School DistrictLaVista School Journalism SiteMira Costa Football ScheduleMira Costa Girls’ VolleyballMira Costa Boys’ VolleyballMira Costa Basketball